White clapboard house with black shutters and wreaths in the double-hung windows
The cheaper option

Storm windows or new windows

A low-e storm window over a sound old sash is the cheaper energy upgrade, and on the federal numbers for a climate like ours it pays back in a few winters.

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Storm windows are nothing new on old Maine houses. The modern version has a low-emissivity coating, and that changes the numbers.

Low-e storm windows, modeled for a zone 6 city

PNNL, one of the Department of Energy's national laboratories, modeled low-e storm windows in cities across the country. The nearest in our climate zone is Burlington, Vermont (climate zone 6A):

MeasureResult
Site energy savings, over single-pane windows19 percent
Savings-to-investment ratio3.2
Simple payback4.8 years
U-factor improvement0.88 down to 0.36 with a low-e storm outside a single-glazed wood double-hung, and 0.51 down to 0.28 outside a double-glazed one

Low-e glass over clear glass in a storm window paid back in 2 to 5 years in every zone studied.

Against replacement windows

ENERGY STAR's own modeling for the Northern zone puts a whole-house replacement at about $568 a year saved over single-pane glass and about $282 a year over older double-pane. Those are whole-house figures for a typical two-story house; a partial replacement saves proportionally less, and the price of the windows is not in them at all.

Rebates

When we checked Efficiency Maine's residential rebate list in October 2026 it covered heat pumps, heat pump water heaters, insulation, wood and pellet boilers, geothermal, electric vehicles, batteries, clothes washers and circulator pumps; it had no rebate for windows or doors. Its own winter tips suggest storm windows, window film or indoor inserts to cut heat loss through old glass.

When a storm window is the wrong answer

  • When the sash or frame is rotten.
  • When a bedroom window fails the escape rule and has to change size.
  • When condensation between an old sash and its storm keeps the sill wet; a storm needs weep holes at the bottom.
  • When you want the house to look different.

In a historic district a storm window has one more advantage: Yarmouth's review rules, for one, treat storm windows as reversible alterations that need no review.

Where this comes into the work

Sources: pnnl.gov · energystar.gov · efficiencymaine.com · efficiencymaine.com · yarmouth.me.us

Common questions

Interior or exterior storm windows?
Both work. In the federal study an interior low-e panel did slightly better on U-factor; exterior storms also shield the old sash from weather. On a historic facade an interior panel leaves the street view untouched.
Will storm windows stop drafts?
They cut air leakage through the old sash, and that is a large share of their benefit. They do not fix air leaking around the frame through the wall; that needs sealing at the trim.
Do old triple-track storms count?
They help, but clear glass does far less than low-e, and worn tracks leak. Replacing them with low-e storms is the upgrade the study measured.
Blue clapboard house with a front gable, a covered porch and a green lawn
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